Contractor Payout Intelligence

Stablecoin vs. SWIFT Payout Calculator

Discover exactly how much your contractors lose to bank fees, FX markups, and intermediary charges.

2025 Rates

Payment Details

Invoice Amount ($)

Payment Frequency

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SWIFT / Legacy Bank

Traditional wire transfer

Outbound Wire Fee ($)

Intermediary Bank Fee ($)

Inbound Receiving Fee ($)

FX Markup (%)

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Stablecoin / Crypto

USDC · USDT settlement

Network / Gas Fee ($)

Fiat On-Ramp Fee (%)

Local Off-Ramp Fee (%)

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Your results will appear here

Enter your payment details above and click Calculate Savings.

Comparison Results

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SWIFT / Bank

Best Value

Contractor Receives

—

Fixed Bank Fees —

FX Markup Cost —

Total Cost —

Settlement: 3–5 Business Days

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Stablecoin

Best Value

Contractor Receives

—

On-Ramp Fee —

Network Fee —

Off-Ramp Fee —

Total Cost —

Settlement: < 5 Minutes

3–5 Business Days

SWIFT / Bank

< 5 Minutes

Stablecoin

sk-pulse.com

Frequently Asked Questions

💱

Crypto Exchange

Recommended Exchange for USDC Payouts

Low trading fees, instant withdrawals to 150+ countries. Preferred by remote-first teams.

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🏛️

Business Banking

Global Business Bank for Contractors

Multi-currency accounts, zero FX markup, same-day ACH. Built for international teams.

Open Account →

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